How To Move to Canada with No Money

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Are You planning how to move to Canada with no money?

When considering a move to Canada, it’s essential to understand the financial requirements involved. You’ll typically need a substantial amount of money to demonstrate your ability to support yourself and your family once you arrive in the country. However, not everyone can easily meet these financial criteria. So, how can you make the move to Canada with no money?

Moving to Canada and Financial Requirements

Relocating to Canada usually involves proving that you have the financial means to support yourself and your family. In addition to the standard costs associated with moving, Canadian authorities often require proof of funds as part of your migration application. This proof of funds demonstrates your ability to settle in Canada financially and may influence your eligibility for settlement programs managed by Citizenship and Immigration Canada (CIC).

Each settlement program has its specific financial requirements, determined by the program under which you are applying. For instance, programs within the Express Entry system typically mandate proof of funds. However, there are exceptions where you may not need substantial funds to move to Canada.

How To Move to Canada with No Money

Certain situations allow individuals to move to Canada without presenting proof of funds. Proof of funds serves as evidence that you possess the financial means required for your move. If you are not required to provide this proof, it means you don’t need to demonstrate the availability of funds for your relocation. Here are seven instances where proof of funds may not be necessary:

  1. Canadian Experience Class (CEC): If you have at least one year of work experience in Canada within the past three years and wish to apply for permanent residency, you may not need to show proof of funds. This option is available to individuals with prior temporary residency and work authorization in Canada.
  2. Work Permit with a Valid Job Offer: If you already hold a work permit for Canada and have a job offer from a Canadian employer, you might not need to provide proof of funds, even when applying through programs like the Federal Skilled Trades Program and Federal Skilled Worker Program within the Express Entry system.
  3. Trade Agreements: Canada has trade agreements with several countries, such as the United States, European Union members, Jordan, Chile, South Korea, Norway, Iceland, and Mexico. These agreements may permit citizens of these countries to work in Canada if their employer has a contract with a Canadian company or maintains a Canadian office. This intra-company transfer could eventually lead to eligibility for Canadian Experience Class (CEC) or other permanent residency programs.
  4. Spousal Sponsorship: If your partner or spouse is a Canadian permanent resident or citizen, they can sponsor your permanent move to Canada. However, this option only applies to genuine relationships, as authorities closely scrutinize marriage and partnership authenticity.
  5. International Experience Canada (IEC): This program is available to citizens of select countries within a specific age range (usually 18-35, with some variations). It offers opportunities for working holidays and gaining international experience. Experience acquired through IEC can potentially qualify individuals for permanent residency.
  6. Live-in Caregiver Program: This program offers an affordable pathway for non-skilled workers to move to Canada. To qualify, you typically need either six months of training or one year of caregiver experience and a job offer. It’s a specific career-oriented route to Canada even if you don’t have substantial funds.
  7. Visitor Visa: While you cannot work in Canada with a visitor visa, you can use it to communicate with potential employers. This visa is usually valid for six months or less and is primarily intended for vacation purposes. You can plan a visit to Canada and use the opportunity to network with potential employers, paving the way for your work permit application once you return home.

Financial Requirements for Moving to Canada

Apart from the aforementioned cases, moving to Canada often entails providing proof of funds to demonstrate your financial capability. The required amount varies based on the number of family members accompanying you. Currently, the range is from $13,213 for one family member to $34,967 for seven family members. You must provide proof of funds for all dependent family members, even if they are not relocating to Canada with you.


Relocating to Canada may involve some expenses, primarily related to transportation. However, there are avenues to move without the need for substantial settlement funds, which can be costly and potentially delay your relocation plans.

Priya Singh

Hey readers! I'm Priya Singh Founder of (, I am full-time Digital Marketer, Organic Affiliate Marketer & a Blogger.

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